Depending on our assessment and the strength of your application, sometimes we may not be able to offer you the full credit limit you've requested and applied for.
If we have offered you a lower credit limit, you will not be eligible for a credit limit increase until the account has been active for 6 months after your first order and a further assessment of your repayments.
Alternatively, you may be eligible to apply for a different Zip product; for more information see here.
Please note: If you mistakenly applied for the wrong credit limit for a Zip Money account, you may be eligible to increase your limit depending on the strength of your application; please reach out to our Customer Experience team here for assistance.