As a responsible provider of credit, we consider a number of factors as part of our assessment process. When you apply for a Zip account, we may need to perform identity and/or credit checks to verify your details and confirm you can make repayments.
These checks are performed in accordance with our Privacy Acknowledgement, which you'll have to agree to start your application.
If you have any questions regarding your credit score or the information provided as part of a credit check, you can contact any of the following credit reporting bodies for more information:
- Equifax Australian Information Services & Solutions Pty Ltd
t: 13 83 32
- Illion Australian Pty Ltd
t: 13 23 33 or +61 3 9828 3200
- CreditorWatch Pty Ltd
t: 1300 501 312