You can apply for a Zip account in minutes via our online application form here.
Zip Pay is an interest-free* online shopping wallet with a credit limit of up to $1000, offering you the ability to buy now and pay later, on your terms.
Repayments start from as little as $10 a week and we’ll waive the $7.95 monthly account fee** if you pay your statement closing balance, in full, by the due date.
If you have already started an application for a Zip account, you can continue where you left off:
- Click here to continue your Zip Pay application.
For more information about fees associated with Zip accounts, please click here.
*Minimum monthly repayments are required. A monthly account fee of $7.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
*As of 31 July 2023 Zip Pay accounts with credit limits of $350 and above, will incur a monthly fee of $9.95 if their balance is not paid off in full by the due date. In addition, the $2.50 processing fee for 'Pay a bill with BPAY' will be removed for all Zip Pay accounts. Exceptions may apply.