You can apply for a Zip account in minutes via our online application form here.
Zip Pay is an interest-free online shopping wallet with a credit limit of up to $1000, offering you the ability to buy now and pay later, on your terms.
Repayments start from as little as $10 a week and we’ll waive the *$6 monthly account fee if you pay your statement closing balance, in full, by the due date
Zip Money is a line of credit for larger amounts, generally $1,000 and above. Zip Money offers customers a guaranteed 3 months interest-free across all products and up to 48 months with some retailers. The length of the interest-free period varies among individual merchants and is confirmed with you prior to purchase.
For Zip Money accounts greater than $5,000 please consult the merchant you would like to checkout with.
For more information about fees associated with Zip accounts, please click here.
If you have already started an application for a Zip account, please continue here for your existing Zip Pay application or here for your existing Zip Money application.
*From 30 November, existing Zip Pay customers will see an increase in the monthly account fee from $6 to $7.95. New Zip Pay accounts holders, monthly account fee is $7.95 from 1 October 2021.