You can apply for a Zip account in minutes via our online application form here.
Zip Pay is an interest-free* online shopping wallet with a credit limit of up to $1000, offering you the ability to buy now and pay later, on your terms.
Repayments start from as little as $10 a week and we’ll waive the $7.95 monthly account fee if you pay your statement closing balance, in full, by the due date.
Zip Money is a line of credit for larger amounts, generally $1,000 and above. Zip Money offers customers a guaranteed 3 months interest-free across all products and up to 48 months with some retailers. The length of the interest-free period** varies among individual merchants and is confirmed with you prior to purchase.
For Zip Money accounts greater than $5,000 please consult the merchant you would like to checkout with.
If you have already started an application for a Zip account, you can continue where you left off:
- Click here to continue your Zip Pay application.
- Click here to continue your Zip Money application.
For more information about fees associated with Zip accounts, please click here.
*Minimum monthly repayments are required. A monthly account fee of $7.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
**T&Cs and credit approval apply. A monthly account fee of $7.95 will apply. A one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Find out more here.