You can apply for a Zip account in minutes via our online application form here.
Zip Pay is an interest-free online shopping wallet with a credit limit of up to $1,000, offering you the ability to buy now and pay later, on your terms. Repayments start from as little as $10 a week and only charge a $6 fee when there is an owing balance on the account.
Zip Money is a line of credit for larger amounts, generally $1,000 and above. Zip Money offers customers a guaranteed 3 months interest-free across all products and up to 48 months with some retailers. The length of the interest-free period varies among individual merchants and is confirmed with you prior to purchase. For Zip Money accounts greater than $5,000 please consult the merchant you would like to checkout with.
For more information about fees associated with Zip accounts, please click here.