You can apply in minutes via our online application form here.
Select either of the blue Create Account buttons, and you'll be prompted to apply for Zip Pay or Zip Money.
Zip Pay is an interest-free online shopping wallet with a credit limit of up to $1,000, offering you the ability to buy now and pay later, on your terms. Repayments start from as little as $10 a week.
Zip Money is a line of credit for larger amounts, generally $1,000 and above. Zip Money offers customers a guaranteed 3 months interest-free across all products and up to 48 months with some retailers. The length of the interest-free period varies among individual merchants and is confirmed with you prior to purchase. For Zip Money accounts greater than $3,000 please consult the merchant you would like to check out with.