You can apply for a Zip account in minutes via our online application form here.
Zip Pay is an interest-free online shopping wallet with a credit limit of up to $1000, offering you the ability to buy now and pay later, on your terms.
Repayments start from as little as $10 a week and we’ll waive the *$6 monthly account fee if you pay your statement closing balance, in full, by the due date
Zip Money is a line of credit for larger amounts, generally $1,000 and above. Zip Money offers customers a guaranteed 3 months interest-free across all products and up to 48 months with some retailers. The length of the interest-free period varies among individual merchants and is confirmed with you prior to purchase.
For Zip Money accounts greater than $5,000 please consult the merchant you would like to checkout with.
For more information about fees associated with Zip accounts, please click here.
*From 30 November, existing Zip Pay customers will see an increase in the monthly account fee from $6 to $7.95. New Zip Pay accounts holders, monthly account fee is $7.95 from 1 October 2021.