Unfortunately, we are not able to consider a credit limit increase until it has been 6 months since your first purchase.
If you have applied for the wrong amount, please email us below for further assistance.
To increase your chances of being eligible, a strong repayment history will be beneficial to your assessment.
When you are eligible to apply for a Zip Money credit limit increase please click here.
However, if you are shopping with a specific merchant, please contact our customer experience team below, where you may be eligible for a credit limit increase sooner than 6 months.
Alternatively, you may be eligible to apply for a Zip Pay account at zip.co/apply