Can I increase my Zip Pay credit limit?

Yes, you may increase your Zip Pay credit limit if you are not already at the maximum limit of $1500.

To see if you are eligible for a credit limit increase for Zip Pay, click here. 

Alternatively, after logging into your account through the website at zip.co, click on 'Account Limit increase' from the menu on the left-hand side. 

If you are using the Zip app, simply sign in, select your Zip Pay account, click the menu in the top-right corner and select 'Account limit increase'.

We are unfortunately not able to process requests for a limit increase via phone or email so please refer to your wallet/app for direction.

What if I am not eligible for a limit increase?

We will be frequently reviewing eligibility for an increase so keep an eye out in your wallet to see if you are eligible to apply. 

To increase your chances of being eligible,  a strong repayment history will be beneficial to your assessment.