You can now apply to increase your Zip Pay credit limit to $1,000. You may see an invitation to increase your credit limit on the Zip App homepage. If not, you can navigate to your profile to check your eligibility.
Here’s how:
In the app
- Log in to the Zip app.
- Tap the profile icon in the top-right corner.
- Select 'Manage Zip Pay account' and then tap 'Limit increase'.
- Follow the steps to submit your application. We’ll review your request and get back to you shortly with a decision.
On the website
- Log in to the website
- Click the menu icon (three horizontal lines) in the top-left corner.
- Select ‘Limit increase’ from the menu options.
- Follow the steps to submit your application. We’ll review your request and get back to you shortly with a decision.
The maximum credit limit Zip Pay offers is $1,000. If you are looking for a limit higher than $1,000, you may be eligible to upgrade your existing Zip Pay account to a Zip Plus account or apply for Zip Money if you are looking to shop with one of our partnered merchants. If you would like further information, visit here for Zip Plus, and here for Zip Money.