As a responsible provider of credit, we consider a number of factors in our assessment and suitability process for all products. This includes, but is not limited to:
- Your repayment history
- Your current financial position
- Your residential and employment details
If your application for Zip Plus is declined, we will not be able to overturn this decision. You may be eligible to re-apply in 12 months if your circumstances change.
Your Zip Pay account will remain active and ready to use. Please see more about changes to Zip Pay here.