Zip Plus offers the below features at a low interest rate, for more info and to apply for Zip Plus see here:
Key features:
- Credit limits from $2,000 to $20,000.
- Use anywhere Visa is accepted¹ — including overseas — with tap-to-pay and single-use cards.
- No international transaction fees.
- No interest if your owing balance is $1,500 or less at the end of each calendar month.
- 12.95% p.a. interest (accruing daily)² applies only if your owing balance is over $1,500 at the end of the calendar month.
- Choose weekly, fortnightly, or monthly repayments, as long as you meet your minimum monthly repayment.
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$9.95 monthly fee² applies when you have an owing balance at calendar month-end.
- No monthly fee if your total owing balance is $0.
- Autopay Balance: automatically adjusts your repayment schedule to repay your full owing balance by the end of the month - helping you avoid interest and the monthly fee.
- Zip Plus is designed for everyday spending and cannot be held alongside a Zip Pay account.
¹ VISA is a trademark owned by Visa International Service Association and used under license.
² Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account when your balance is under $1,500 (including where it is paid in full) at the end of the last day of each month. Each day ends at 11:59pm AEST (AEDT during daylight savings). Pay your closing balance in full by the end of each calendar month and we’ll also waive the monthly account fee of $9.95 for that month. A monthly account fee of $9.95 will otherwise apply. Standard interest rate is 12.95% p.a. T&Cs and credit approval criteria apply. Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.