If your financial circumstances have changed and your current repayment schedule no longer suits your needs, the following suggestions may help you manage your Zip repayments more effectively:
- Align your Zip repayment schedule with your payday. To learn how, see here for Zip Pay, here for Zip Money or here for Zip Plus.
- Repay your contractual 'minimum monthly repayment' (you can find this amount on your statement and in app) and repay extra when your budget allows which may reduce the interest you pay over time.
If you wish to discuss repayment options or delay your scheduled repayment, please reach out to us here.
If you need further support, you may consider applying for Financial Hardship Assistance. To find out more or apply for Financial Hardship Assistance please see here.