ZIP PAY
Any repayments made will automatically go towards the item you purchased first. This includes any additional repayments made on the account.
ZIP MONEY
Repayments on your Flex schedule will be aligned with the date of your first transaction. Your repayments will be allocated toward the owing balance that will become interest bearing first.
For example; if you accepted your contract and activated your Zip Money account on the 10th of January and then made your first purchase/transaction on the 15th of January then your minimum monthly repayment would be due on the 15th of every subsequent month.