Instalments can be switched off at any time, doing so will cancel any upcoming instalment repayment, and stop any future purchase from automatically being split into equal instalments.
Without instalments, you can repay your purchase(s) at your own pace by setting a scheduled amount and frequency via the ‘Custom schedule’ option.
However, this must be at a rate no less than the contractual monthly minimum, as stated in the account statement.
Paying only the minimum monthly repayment will generally not repay a purchase within the applicable interest free period.
An example of how to switch off instalments is shown below:
Mange Zip Money account > Change Instalments settings > Enable instalments.