You can switch off instalments on an individual purchase (by contacting customer service) or you can opt out of instalments entirely within the Zip app.
Individual order instalments can be switched off by:
- Clicking on the individual order in your activity, (as shown in the example below).
- Select "Cancel Instalment plan".
To switch off instalments on all existing and future purchases
Select 'Profile icon in the top right of the Home Screen
Click 'Manage Zip Money account'.
Click 'Change Instalment settings'.
Doing so will cancel all existing instalments, and stop any future transactions from automatically being split into equal instalments.
The balance of the account can then be repaid at your own pace, at the contractual monthly minimum repayment, as stated in your account statement.
Note: Paying only the minimum monthly repayment will generally not repay a purchase within the applicable interest-free period.