If your purchase amount is more than the available funds in your Zip account, you can make a co-payment with your debit card to cover the difference and complete your purchase.
How to make a co-payment online:
After you have proceeded through checkout and been directed to log in to your Zip account, you'll be asked to enter a debit card to cover the rest of your order.
If your co-payment has been accepted, the balance will be charged to your Zip account.
The maximum co-payment amounts are:
Zip Pay: $1,000
Zip Plus: $2,000
Zip Money: $5,000