To be eligible to apply for a Zip Personal Loan you must be:
- At least 18 years old.
- An individual borrower; we currently do not offer a joint personal loan.
- An Australian citizen or permanent resident, with an Australian residential address.
- Hold an Australian Driver's Licence or Passport.
- Meet Zip’s credit assessment criteria.
Please note: The Zip Personal Loan is an unsecured loan, this means you do not need to offer collateral or assets to apply for this loan.
If you are eligible and would like to apply for a Zip Personal Loan please visit here.
To find out what information you need to provide in your application please see here.