Every purchase you make with your Zip Money account has an interest free period of 3 months, plus you can get up to 5 years interest free terms at select merchants
For purchases over $300, we’ll automatically split your big buy into smaller instalments, spread equally over the interest free period, to help you avoid interest.
Click here to learn more about Zip instalment plans.
If you pay off your purchase, in full, within the interest free period, you will avoid paying any interest on the transaction.
By increasing the frequency of your repayments to weekly or fortnightly, or aligning your repayments to your pay cycle you can pay down your purchase faster.