When you sign up with Zip, your repayment schedule is automatically set to cover your minimum monthly repayment.
Zip Pay customers can select from three different schedule types.
Custom schedule: You can change the frequency of your payments to weekly, fortnightly or monthly. Choose what works best for you!
Smart schedule: Zip will personalise your schedule based on spending behaviour and repayment habits.
Never pay fees: We’ll automatically adjust your schedule to cover the balance each month, this means any purchase made within the month will be paid out before the due date (end of the following month) to not incur the $6 monthly fee.
To get started, start by logging into your Zip account using the Zip App, or sign-in via a web browser.
Once you've logged in:
- Select the YOUR ZIP tab.
- Select your account tile.
- Select CHANGE MY SCHEDULE.
- Select the preferred schedule type (Custom, Smart schedule, Never pay fees).
- Select the date you wish to have the schedule run.
- Select SAVE.
Please Note: You cannot reduce the schedule below your contracted minimum amount.
If you are having trouble making the monthly payment towards your account please refer to this article.