When you sign up with Zip, your repayment schedule is automatically set to cover your minimum monthly repayment.
Zip Pay customers can select from three different schedule types.
Custom schedule: You can change the frequency of your payments to weekly, fortnightly or monthly. Choose what works best for you!
Smart schedule: Zip will personalise your schedule based on spending behaviour and repayment habits.
Fee waiver schedule: We’ll automatically adjust your schedule to pay off your balance each month so that you don't have to pay the $6 monthly account fee.
Once logged in:
- Select the "Your Zip" tab located at the bottom of the app screen.
- Select your account.
- Select "Change" located below your next scheduled payment.
- Select the preferred schedule type (Custom, Smart schedule, Fee waiver schedule).
- Select "Confirm".
Please Note: You cannot reduce the schedule below your contracted minimum amount.
If you are having trouble making the monthly payment towards your account please refer to this article.