When you sign up with Zip, your repayment schedule is automatically set to cover your minimum monthly repayment.
Zip Pay customers can select from three different schedule types.
Custom schedule: You can change the frequency of your payments to weekly, fortnightly or monthly. Choose what works best for you!
Smart schedule: Zip will personalise your schedule based on spending behaviour and repayment habits.
Fee waiver schedule: We’ll automatically adjust your schedule to pay off your balance each month so that you don't have to pay the *$6 monthly account fee.
Once logged in:
- Select the "HOME" tab located at the bottom of the app screen.
- Select your account.
- Select "Manage" located below your next scheduled payment.
- Select the preferred schedule type (Custom, Smart schedule or Fee waiver schedule).
- Select "Confirm".
Please Note: You cannot reduce your schedule amount to be less than your contractual minimum monthly requirement.
If you are having trouble making the monthly payment towards your account please refer to this article.
*From 30 November, existing Zip Pay customers will see an increase in the monthly account fee from $6 to $7.95. New Zip Pay accounts holders, monthly account fee is $7.95 from 1 October 2021.