There are no extra fees or charges to use a Zip Single-use card except when making International Transactions with Zip Pay or Zip Money. Transactions made in another currency will be subject to the Visa exchange rate at that time, plus a 1% foreign exchange fee. This is not a fee applied by Zip and is standard for all debit card transactions overseas, as such, it is non-refundable.
There is no international fees for purchases made using Zip Plus.
Note: Please keep in mind your regular account fees will apply if you have an owing balance at the end of month. Interest will also be applied to Zip Plus purchases when your owing balance exceeds $1,500 at the end of the month and to Zip Money purchases when your interest free period expires (minimum 3 months).