Zip Business Capital

What is Zip Business Capital?

• What is Zip Business Capital?
• How is Zip Business Capital different from other lenders?
• What business loan product is available from Zip Business Capital?
• What is a line of credit?
• How much can I borrow?
• How can I use a line of credit from Zip Business Capital in my business?

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Getting started with Zip Business Capital

• Who can apply for Zip Business Capital?
• How do I apply for a Zip Business Capital line of credit?
• Do you take my credit score into consideration?
• Will you check whether I have previously defaulted on a loan?
• What do I need to apply?
• What does it cost to apply for a Zip Business Capital loan?

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Managing your Zip Business Capital account

• How do I access my Zip Business Capital account?
• Once approved for Zip Business Capital how long before I have the funds?
• How often can I draw funds down from my Zip Business Capital credit line?
• Where can my Zip Business Capital loan be deposited?
• Where can I get a statement or see transaction history for my account?
• If I’m approved for Zip Business Capital but don’t draw down on the available credit, are there any costs?

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Repaying your Zip Business Capital account

• How do Zip Business Capital repayments work?
• How are my repayments calculated?
• What happens if I miss a repayment?
• If I repay a loan early will I be penalised or charged extra?
• Will I have different payment days if I have more than one loan?

Loan Calculations

• How do I calculate my total cost of credit?
• How do I calculate the Annual Percentage Rate?
• How do I calculate the Total Interest Percentage Rate (TIP)?

Your Privacy

• How does Zip Business Capital use my data?
• Is my personal and business information safe with Zip Business Capital?