You can apply for a Zip account in minutes via our online application form here.
Zip Money is a line of credit for larger amounts, generally $1,000 and above. Zip Money offers customers a guaranteed 3 months interest-free across all products and up to 48 months with some retailers. The length of the interest free period* varies among individual merchants and is confirmed with you prior to purchase.
For Zip Money accounts greater than $5,000 please consult the merchant you would like to checkout with.
If you have already started an application for a Zip account, you can continue where you left off:
- Click here to continue your Zip Money application.
For more information about fees associated with Zip accounts, please click here.
*T&Cs and credit approval apply. A monthly account fee of $7.95 will apply. A one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Find out more here.