What is the customer eligibility criteria?

To be eligible to apply for Zip Pay or Zip Money, your customer must meet the below criteria:

Be at least 18 years old. Be an Australian citizen or Permanent Resident. Have a verified PayPal or online banking account in their own name. Have a good credit history. Have their own valid and verifiable email address and mobile number.	Be at least 18 years old. Be an Australian citizen or Permanent Resident. Be employed in some capacity and receive regular income (certain pensions may also be accepted). Have a clean and well-established credit history. Have their own valid and verifiable email address and mobile number.

If you meet the criteria above and would like to apply for Zip Pay or Zip Money, you can do so here.

Important: As this is an application for a line of credit, we may perform a credit check as part of the assessment process.
Please ensure that all personal information you provide is accurate and your own, false information will result in your application being unsuccessful.

Zip does not accept joint applications. For couples, we recommend that the primary income earner submits the application using their personal details including their own mobile and email address).