Interest charges will apply if there is a balance remaining after the interest free period* expires. Zip Money instalments can help repay your purchase within the interest free period.
If you miss an instalment or do not pay the purchase off within the interest free period, our standard annual interest rate of 23.9% per annum** applies.
Please check your contract or monthly Zip Money statement to confirm your interest rate.
*T&Cs and credit approval apply. A monthly account fee of $7.95 will apply. A one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Find out more here.
**Any balance outstanding at the expiry of the interest free period will be charged at the applicable variable rate. For Customers who acquired an account before 1 December 2022, the applicable standard variable rate is 23.9% per annum. For Customers who acquired an account from 1 December 2022, the applicable variable rate is 21.9% per annum. The applicable interest rate is subject to change.”