You will automatically be opted into instalments if the purchase value is $300 or above.
You can still shop if the purchase value is below this amount, but the purchase will not be split into equal instalments.
The balance for any purchase(s) under $300 are repaid at a rate of the contractual minimum (please refer to your account contract to contract to confirm this amount), unless otherwise adjusted.
If you are looking to make a purchase below $300 you may be interested in our other product Zip Pay.
Zip Pay is a line of credit up to $1,000 with no interest ever. The only cost is a $6 monthly account keeping fee which is applied if there’s money owing at the end of the month and the minimum monthly repayments are as little as $40.