Is Zip Rewards available on Zip Money? At this stage, Zip Rewards is only available to Zip Pay customers. If you do not have a Zip Pay account yet, you can read about Zip Pay and apply here. Related articles Zip Rewards - How does it work? How do I apply for Zip? How do I view my Rewards activity? How to Redeem? How do I activate Tap & Zip on my account?