Is Pay Now available for Zip Money? At this stage, Pay Now is only available to Zip Pay customers. If you do not have a Zip Pay account yet, you can read about Zip Pay and apply here Related articles How do I apply for Zip? How do I set or change my Zip Pay payment schedule? What is Pay Now? My account is on hold, can I still use Pay Now? Can I perform a Pay Now transaction if I don't have any debit cards linked to my Zip Pay account?