What are the costs associated with Zip Pay? – Help Centre

Zip Pay	Costs
Limits $350 +	$9.95 monthly account fee if you have an owing balance at the end of the month. $7.50 Late Fee: If you don't repay the minimum monthly repayment for your Zip Pay account (or the remaining balance if less), you will be charged a $7.50 late fee 7 days after your contractual due date.

A statement outlining your closing balance will be issued at the beginning of the month. Simply repay this balance, in full, by the due date for the account to remain fee free.

If you would like to learn more about decreasing your Zip Pay account limit please click here.

* As communicated in our updated T&Cs email/SMS sent 4 March 2025 and effective as of 3 April 2025 for Zip Plus & Zip Money, effective as of 2 May 2025 for Zip Pay.

Search

Related articles