| Monthly Fee | Your Zip Business Trade account has a monthly account keeping fee of *$12. However, this is only charged when you have an outstanding balance at the end of the month. |
| Invoice & Bpay processing fee | There is a 1.95% invoice and Bpay processing fee if you choose to pay using these methods. |
| Late Fee | If the minimum repayment amount is not paid by the due date, a $25 late fee will be added to your account on any outstanding balance. This is calculated monthly from the due date. |
| Dishonour Fee | A bank dishonour fee may be applied if a scheduled payment was rejected/ dishonoured by the bank due to insufficient funds or incorrect bank account details. This charge covers the costs incurred by our bank. |
Fees we are not charging:
- No establishment fees
- No annual fees
- No paper statement fees
- No payment processing fees
- No account closure fees
- No credit limit increase fees and
- No other hidden fees
*From 30 November, existing Zip Trade customers will see an increase in the monthly account fee from $12 to $20. New Zip Trade account holders from 1 October 2021 will see the $20 monthly account fee from 30 November"