Zip Business Trade is a safe, simple line of credit, offering you the ability to buy now and pay later for all your business needs. Zip Business Trade currently offers a credit limit of up to $3,000, interest-free.
How does it work?
Apply once and we’ll give you a decision within 10 minutes during business hours. If approved, you can use your account immediately to purchase wherever you see Zip at checkout.
We pay the retailer or service provider on your behalf and your purchase can be provided, dispatched or taken home straight away. You then simply pay us back over time at a frequency to suit your business.
How can I manage my repayments?
We know flexibility is important, so our product is designed to put you in charge.
Your payments are scheduled for $200 monthly on the last day of the month. However, you are able to log in to your account at any time and make additional payments towards the balance.
What are the fees?
Your Zip Business Trade account has a monthly account keeping fee of *$12. However, this is only charged when you have an outstanding balance at the end of the month.
You'll receive a statement with the closing balance of the month on the 1st day of the following month. You have until the end of the month to pay off your balance for the account to remain fee-free.
How do I use my account?
You can use your account wherever you see Zip online or in-store.
Simply select Zip at checkout, sign in to your account to confirm your purchase and it will be added to your balance. You can add as many purchases as you like to your account (up to your account limit), then simply choose how much to pay back each month.
*From 30 November, existing Zip Trade customers will see an increase in the monthly account fee from $12 to $20. New Zip Trade account holders from 1 October 2021 will see the $20 monthly account fee from 30 November