You will not be able to complete a transaction for a;
1. Cash advance or withdrawing cash.
2. Balance transfer from a credit card issued by another credit provider.
3. As a payment method on a Zip Pay Account or a Zip Money Account or Zip Business Account.
4. Any transaction that exceeds your Available Credit.
5. Wire transfers.
6. Betting/casino gambling.
7. Any other transactions reasonably determined by Zip from time to time.
8. Retailers may choose not to accept Visa cards and will therefore not accept the Virtual Card as payment for goods or services.