Zip offers customers two great ways to pay, Zip Pay and Zip Money.
Zip Pay: for everyday spending up to $1,000
Zip Money: for larger purchases over $1,000
These allow customers to buy the things they love today and pay for them over time, interest-free with Zip Pay and a minimum of 3 months interest-free with Zip Money. Plus, interest-free retail offers from 6-60 months.*
Repayments for a Zip account are flexible and convenient. Simply pick the repayment type that suits you. Fore more information about repayments, click here.
Zip also provides business finance in Australia and New Zealand called Zip Business Capital. We supply unsecured loans to qualifying firms, designed to meet the needs of today’s businesses. It is managed entirely online.
Signing up just takes minutes at zip.co/apply!
*Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply.
*Zip Money: Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $7.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the applicable variable rate. For Customers who acquired an account before 1 December 2022, the applicable standard variable rate is 23.9% per annum. For Customers who acquired an account from 1 December 2022, the applicable variable rate is 21.9% per annum. The applicable interest rate is subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).