Credit cards are only accepted on Zip Pay or Zip Business Trade accounts. In accordance with our Responsible Lending obligations, you can't add a credit card as a payment method for your Zip Money account.
We generally only accept Visa and Mastercard formats.
The below card types are not accepted:
The below card types are not accepted:
- Credit cards (accepted on Zip Pay, but not Zip Money)
- Pre-paid cards
- American Express (AMEX)
- Eftpos only cards
- Non-domestic cards
- Card marked as lost or stolen - any card that is marked as lost or stolen with the bank will be invalid
Having trouble?
- The credit card must not be used on another Zip account that is not in your name. We cannot accept duplicate payment methods on different accounts.
- Make sure you're not adding the credit card to a Zip Money account.
- The credit card must be Australian - we can't accept international credit cards.