When you sign up with Zip, your re-payment schedule defaults to automatically process the account's minimum required amount at the due date

However, you can manually reschedule how much is deducted and how often, using the "Scheduled Payments" settings screen accessed from your digital wallet or in the app.

Please note that the automatically scheduled payment will continue to process, even if you make a one-off repayment during the month.

But as soon as you've met your minimum payment for the month, you can update your schedule for the next month.

If you change your schedule, it will take up to 24 hours for changes to take effect, meaning same day changes won't apply. 

To help you keep track of your finances, your monthly statement provides a summary of your Zip Pay purchases, payments and fees for the past month.

It's simple to change your repayment schedule. Follow these steps to view or manage your scheduled re-payments:

Mobile App

  1. Log-in and select your Zip account.
  2. Go to 'Schedule'
  3. Choose a payment frequency and add the amount you'd like to pay each time
  4. Select a start date for your scheduled payments, then click 'Save Schedule'


          

Website (Digital Wallet)

  1. Go to 'Scheduled Payments'         
  2. Choose a payment frequency and add the amount you'd like to pay each time
  3. Select a start date for your scheduled payments, then click 'Save Schedule'

All done - your payment schedule is now set up for future repayments. 

Having trouble making the monthly repayments?

What should you do if a payment fails?