To make an additional payment via BPay using your internet or phone banking, you will need the BILLER CODE (it's 228551) and your Zip account REFERENCE number details. To find the reference details, simply log into your Digital Wallet and go to:

  2. Select PAY BY BPAY
  3. Take note of the BPay BILLER CODE and REFERENCE number, as you will need these to make a payment
  4. Follow the prompts on your online or phone banking to finalise your BPay payment

Please note – this will be an additional payment to your scheduled payment. The scheduled payment will still be charged (if you still have an outstanding balance). We recommend that you amend your scheduled payments rather than make one-off additional payments, as this means you won't have to do anything yourself later on! Also, it will take roughly 3 business days before the BPAY payment shows in your digital wallet.

Mobile App

Digital Wallet

How to find your BPAY biller details

Look for the distinctive BPAY logo usually found on the bottom or back on your bill:

Simply enter the details in the next screens and we'll process the payment for you. The bill amount will be added to your Zip Money balance with 3 months interest-free. It's that simple!

Biller details not accepted by Zip?

Please note; although we facilitate bill payments to most BPAY billers (over 45,000!) we can not process payments for some bill types such as credit card bills, gambling or personal loans.

TIP: When entering your details you can also include a description, which will show up in your Zip Money Statement & Recent Activity to help you keep track of your bill payments.