You can either apply online or in-store:


  • Directly through Zip Money 

You can speed through a Zip Money account application in minutes via our online application form.

  • Through a Zip Money merchant 

If you are looking to apply for a Zip Money account through a specific merchant, when checking out on the merchant website, simply select Zip Money as your method of payment (this will be at the end of the check-out process).


To apply for a Zip Money account while you are in-store at a merchant, the first step is to make sure they accept Zip Money as a payment option. If this is the case, they will be able to create an order on their computer, which will be sent to you via both email and SMS.

You will then be prompted to fill in the simple application form, which will ask for details such as your residential, employment and financial information. It's a good idea to have your internet banking credentials handy or a copy of your most recent 3 months worth of bank statements ready so our underwriting team can accurately assess you for the credit, as we require detailed information of your financials to evaluate your ability to make the repayments. Please note that we may require further information to assess your application, and will contact you via email if this is the case.

If you have any issues or require assistance during this process, please don't hesitate to Contact Us here - we are more than happy to help!

If approved, you will need to accept the terms and conditions and activate your account before the order can go through. You will find the activation link sent to your email address.