To be eligible to apply for a Zip Money account, you need to: 

  • Be aged 18 years or older
  • Be an Australian citizen or Permanent Resident
  • Be employed in some capacity
  • Earn more than $300 per week
  • Have a good credit history
  • Have your own valid and verifiable email address and mobile number

We then apply our responsible lending criteria to each application. If you have previous bankruptcies or insolvencies, we, unfortunately, won't be able to approve you for an account. 

It's important to ensure all personal information you provide is accurate and your own, as false information will result in your application being unsuccessful.