How do I change my repayment schedule? 

You can change your repayment schedule at any time by clicking ‘Scheduled Payments’ on the Digital Wallet homepage.

You can choose to pay weekly, fortnightly or monthly as long as you pay the minimum of $40 per month(or whatever is left owing).

Your repayments will be automatically debited from your nominated card on the scheduled date. We will send you a reminder when your payment is coming up.

If you change your schedule, it will take up to 24 hours for changes to take effect, meaning same day changes won't apply. 

Helpful article:
How do I set or change my Zip Pay repayment schedule?

How do I make additional payments?

You can make an additional payment at any time by clicking ‘Additional Payment’ on the bottom left of your Digital Wallet. From there, you can choose if you'd like to make the payment by card, or via BPAY.

Super Important: Any extra payments you make will not stop your schedule from running.


If you’ve already made your minimum repayment for the month, you can move your schedule to the following month. 

If you have no balance, then no direct debits will run, of course :)